|[UO boots, Grace&Lace bootsocks, Gap cardi, Nordstrom vest, Target scarf, H&M men's section beanie]|
Don't know if you noticed, but taxes went up. If I was super super poor, I'd probably be thrilled about this. The reality is, Matt and I now make about $1,000 less per month. Also he makes less money this year than he did last year. So the unavoidable conversation came up when we sat down to do our monthly budget - we need to cut spending somewhere. But where? That was my question. It was one of those "playing dumb" type of questions (you know. when you know the hard cold truth but aren't quiiiite ready to admit it). So we looked at any possible fixed cost that we could cut down on (i.e. TV, gas, groceries, mortgages, etc.) Who was I kidding? We had to cut down on extra spending.
We have this system. It's called "cash cards", and they exist at Wells Fargo and probably other banks. It's essentially envelope budgeting on a card, and it works great. It has helped reduce our spending by hundreds each month since we started it.
But now, we get to cut down the monthly allotment on those cash cards significantly.
But now, I can only order tea (which by the way is free for me) from the coffee shop in the morning instead of treating myself to something else once in a while.
Now, I have made it a goal to not go shopping this entire month. Because I have $12. And if I'm shopping, my priorities are whack.
Now, I really can only shop at Winco and not get the extra wonderful gluten-free treats that I love from natural health food stores.
So since I have been feeling so discouraged with all my old clothes (most of which are summer clothes because I actually made money in the summer and went shopping) and thus wearing jeans, converse, and a sweatshirt every day... today I decided that hey. There's gotta be something in my closet that I can layer and make it look halfway decent. And this was the final product.
The lesson in this season for me has been to learn to feel confident from the inside alone. Since that's so easy for a girl....